Golden Sunrise Insurance

RECREATIONAL INSURANCE

      Whether you’re camping in the Rockies or boating around the Great Lakes, Golden Sunrise Recreational Insurance can help protect those specialty vehicles that matter most.  We provide packages appropriate for almost everything from your trailer to the ATV it carries so you can feel confident in your coverage.

Why is recreational vehicle insurance important?

      Recreational vehicles are some of the biggest purchases we make, aside from our homes.  In fact, some cost just as much as a house.  And just as homeowner’s insurance is essential, so is recreational vehicle insurance.  A typical auto policy won’t cover towing a boat back to port or replacing a motor home’s battery on the side of the road.  A specialized insurance policy for your recreational vehicle can be just the thing to save you in a pinch.

What can a recreational vehicle insurance policy cover?

Marine

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Off-Road

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Motor Home

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Motor Home

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Travel Trailer

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Travel Trailer

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5th Wheel

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Marine Vehicles

      Boats and personal watercraft are big purchases, but if you love being on the water, you know they’re worth it.  We’re proud to offer three main packages for every boat, as well as specialized packages – with many Elite package benefits – for Pontoon, Classic, and Performance watercraft.

Our Packages:

Saver

Provides Actual Cash Value settlement at an affordable price.

Plus

Includes popular options like Total Loss Replacement Cost, Watersports Liability, Diminishing Deductible and Hurricane Haul-out. 

Elite

Adds unique features to help you protect your boating lifestyle, including coverage for Bahamas and Mexico navigation, Trip Interruption, pets, Enhanced Towing, Pollution Liability, Dinghy and more. You also get policy perks like Loss Forgiveness and Guaranteed Renewal.

Off-Road Vehicles

      Most off-road vehicles are built for adventure, whether you’re enjoying the trail on a snowmobile or hitting the apex on your dirt bike. But some “off-road” activities are a little more relaxed. Your golf cart, for instance, may never exceed 15 miles per hour.  To account for any vehicle, each insurance policy we write is tailored to your needs.

Snow-mobiles

Dirt Bikes

Dune Buggies

Golf Carts

3-/4-/6-Wheel ATVs

Golf Carts

3-/4-/6-Wheel ATVs

      You can also adjust each policy and cater to your off-road needs by including increased liability limits, coverage for towable trailers and sleds, transport trailer coverage, and other optional equipment coverage.

Motor Homes

      There’s a motor home for just about any taste and budget. You might have something basic – just enough to add a few amenities to your camping trips. Perhaps you retired, sold the house and travel full-time in a luxuriously outfitted 40-foot RV. Maybe you split the difference with a Class C motor home you can easily store in your driveway.  No matter your style, our policies can cover your motor home in case of an accident.

Our Coverages:

Damage

Direct or accidental – we cover damage to permanent fixtures like awnings, satellites dishes, antennas, skylights, water hookups and more!

Weather

From lighting to landslides, floods to wind and hail, we cover any damage your motor home sustains in a natural disaster or inclement weather.

Theft

Our Replacement Cost Coverage plan can help pay you back or find brand new replacements in the event your belongings are lost or stolen.

Customize Your RV Insurance:

  • Total Loss Replacement – can help if your new motor home is declared a total loss within the first five years — providing a brand new replacement of a similar kind and quality.
  • Emergency Expense – can help with the cost of lodging or travel if your motor home is damaged more than 50 miles from home.
  • Campsite/Vacation Liability – can help when a motor home is parked and used as a vacation residence.
  • Replacement Cost – can help if personal belongings are destroyed or stolen.
  • TraveLine Towing and Roadside Assistance – can help with towing, tire changes, fluid delivery and locksmith services.
  • Full-Timer – can help with personal liability protection when your motor home is parked and used as a dwelling for an extended period of time.

Travel Trailers

      When you tow your home away from home for a well-deserved vacation, you should be free to spend time with your loved ones without worrying about the little things.  No matter how your trailer is damaged or what is stolen from it, we can tailor a package to suit your specific needs.

Our Coverages:

Damage

Direct or accidental – we cover damage to permanent fixtures like awnings, satellites dishes, antennas, skylights, water hookups and more!

Weather

From lighting to landslides, floods to wind and hail, we cover any damage your travel trailer sustains in a natural disaster or inclement weather.

Theft

Our Replacement Cost Coverage plan can help pay you back or find brand new replacements in the event your belongings are lost or stolen.

Customize Your RV Insurance:

  • Total Loss Replacement – can help if your new travel trailer is declared a total loss within the first five years — providing a brand new replacement of a similar kind and quality.
  • Emergency Expense – can help with the cost of lodging or travel if your travel trailer is damaged more than 50 miles from home.
  • Campsite/Vacation Liability – can help when a travel trailer is parked and being used as a dwelling or for recreational purposes.
  • Replacement Cost – can help if personal belongings are destroyed or stolen.
  • TraveLine Towing and Roadside Assistance – can help with towing, tire changes, fluid delivery and locksmith services.
  • Full-Timer Liability – provides personal liability protection when your travel trailer is parked and used as a dwelling or for recreational purposes.

5th Wheels

      A fifth wheel lets you balance your vacation priorities. You might like the space of a large RV, for instance, but also the ability to unhitch your pickup for local errands. Or maybe you want all the amenities of home with an easy way to transport dirt bikes to your vacation spot.

Our Coverages:

Damage

Direct or accidental – we cover damage to permanent fixtures like awnings, satellites dishes, antennas, skylights, water hookups and more!

Weather

From lighting to landslides, floods to wind and hail, we cover any damage your fifth wheel sustains in a natural disaster or inclement weather.

Theft

Our Replacement Cost Coverage plan can help pay you back or find brand new replacements in the event your belongings are lost or stolen.

Customize Your RV Insurance:

  • Total Loss Replacement – can help if your new fifth wheel is declared a total loss within the first five years — providing a brand new replacement of a similar kind and quality.
  • Emergency Expense – can help with the cost of lodging or travel if your fifth wheel is damaged more than 50 miles from home.
  • Campsite/Vacation Liability – can help when a fifth wheel is parked and being used as a dwelling or for recreational purposes.
  • Replacement Cost – can help if personal belongings are destroyed or stolen.
  • TraveLine Towing and Roadside Assistance – can help with towing, tire changes, fluid delivery and locksmith services.
  • Full-Timer Liability – provides personal liability protection when your fifth wheel is parked and used as a dwelling or for recreational purposes.