In any environment, employees are at risk of injury. Anything from falling down the stairs to cutting a finger on a piece of machinery can cost a company thousands of dollars in medical expenses, and risks that employee not returning even if they recover. In the extremely unlikely and unfortunate event that an employee passes due to their job, workman’s compensation and life insurance can also help make sure their family is taken care of.
A workman’s compensation policy can address medical care and lost income for your employees, death benefits for survivors, and your potential liability for covered claims. In the event of a serious injury, it’s in your company’s best interest to ensure they have the best medical care possible to enable the employee to return to work quickly. Workman’s compensation insurance can also provide quality medical care and guarantee them income while they are recovering at no loss for your company.
An adjusting team can deliver injury management strategies that comply with the complex maze of state administrative laws.
From OSHA compliance to safety education, we can help you improve safety practices and reduce risk. A stronger culture of safety helps you manage work conditions and your employees more effectively, which can help improve profitability.
A dedicated team of adjusters work with industry healthcare experts to review, identify and re-price questionably dishonest medical bills.
By speaking with an employee’s treating physician and work supervisor, our adjusters can help identify physical limitations and the availability of appropriate modified duty.
To help streamline your premium payment process, we incorporate Real Time Billing. This service links policy premiums directly with your company’s payroll. This pay-as-you-go approach is as simple as setting up an account linked to your payroll provider or QuickBooks-like software.
When your payroll fluctuates, your premiums adjust automatically to reflect changes, helping to minimize premium audit adjustments at the end of the term. We provide this valuable service free of charge.
