How do you enjoy your motorcycle? Maybe you only drive it casually to and from your job or the grocery store, or maybe you take a load off on the weekends and take a long ride on a sunny afternoon. However you ride, you know that operating a motorcycle comes with additional risks. Golden Sunrise Motorcycle Insurance can help cover all of your necessary assets, to include your equipment, trailers, and of course, your bike itself.
Why is motorcycle insurance important?
You’ve got a lot on the line. Bikes aren’t cheap and neither is the necessary safety equipment. Not to mention, more than 82% of accidents involving motorcycles result in serious injury or death for the rider. Motorcycle riders take a serious risk each time the bike leaves their garage, but that risk doesn’t have to be a financial one. From simply dropping your helmet to having your bike stolen, motorcycle insurance can help make sure misfortune or an accident doesn’t break the bank.
What does a standard motorcycle insurance policy cover?
Liability
Liability coverage can help if you’re legally responsible for an accident that caused damage or injuries.
Collision
Collision coverage can help with the costs of repairing damage to your motorcycle if you hit another vehicle or fixed object.
Other Than Collision
Other Than Collision coverage can help with a loss caused by something other than an accident. For instance: theft, vandalism, hail or collisions with animals.
What else can our policies cover?
Equipment
Coverage up to $15,000.
Transport Trailers
Coverage up to $7,500.
Special packages for special bikes:
Vintage
For motorcycles that are at least 25 years old and maintained or restored to original condition.
Custom
Provides coverage for motorcycles that are limited edition, one-of-a-kind, or equipped with more than $30,000 in options.
Low Speed
Designed for low-power vehicles driven around neighborhoods and on private roadways
Street Legal ATV
Provides coverage for ATVs that meet state requirements for registration and operation on state highways.